Most of us understand that as we get older Life Insurance premiums become more and more expensive (stepped premiums), often to a point where we can not justify keeping the cover (probably at a time when really we need it more than ever)
Some companies will offer you a level premium, which in theory means that it should stay the same whilst you keep the cover (up to age 65). However the insurer reserves the right to, and often does raise the cost of the 'level' at any time.
Charity Life has teamed uop with the only insurer to offer GUARANTEED level premiums. From day one to age 65 the cost of the premium will not go up meaning you can maintiain adequate cover at an affordable price - even if othe policies and the general cost of living goes up around you.